Solution · DocuFii
For lenders, credit providers and underwriting teams that still read bank statements and payslips by hand. DocuFii returns net income, categorised transactions, debt-to-income and tamper checks as decision-ready data, through one API or a no-code portal.
The problem
How DocuFii solves it
Sample output
One call to the lending analytics endpoint returns the figures an affordability decision needs, with a pass, refer or fail you can trace.
Illustrative sample. Figures are not from a real applicant.
Illustrative · sample data
How it works
Upload in the portal or post the PDF to the API. Async batches take up to 1,000 documents.
DocuFii reads every page, categorises transactions and works out gross-to-net from the payslip.
The payslip is matched to the statement, and both go through tamper and fraud checks.
The JSON drops into your loan system, where your rules or your underwriter take it from there.
Integration
One REST API behind Azure API Management with a subscription key, or a browser portal with Microsoft sign-in and role-based access. You get a sandbox key and a Postman collection on day one.
Runs in Deis cloud (Azure South Africa North), on Deis infrastructure, or in your own environment. Live checks still call the official sources.
POST /ocr/v2/lending/analytics
Ocp-Apim-Subscription-Key: ••••••••
Content-Type: multipart/form-data
200 OK
{ "income": { "net_monthly": 28450.00 },
"match": 0.97, "dti": 0.31,
"fraud": { "tamper": "none" },
"decision": "PASS" }
Sample response, illustrative valuesPricing
DocuFii is priced to the documents you process, your monthly volumes and where it is deployed. Send us a sample statement and your volumes, and we will confirm a quote after a short scoping call.
Related
DocuFii
Verify identity against Home Affairs with liveness and face match, and keep a FICA-ready audit trail.
DocuFii + CollectIQ
Assess affordability from real statements, then set up repayment and collect on the same record.
CollectIQ
Collect across debit order, DebiCheck, Registered Mandate and PayShap, and reconcile what the bank paid.
FAQ
Bank statements, payslips and financial statements, plus identity documents, invoices and receipts. A multi-page statement includes 15 pages; extra pages are billed separately.
Every statement and payslip goes through tamper and fraud checks, and the payslip is matched to the statement it is paid into.
No data stored by default. Retention is your choice: DocuFii keeps files and extracted data only if you switch history storage on.
Yes. It runs in Deis cloud (Azure South Africa North), on Deis infrastructure, or in your own environment. Live checks still call the official sources.
You get a sandbox key and a Postman collection on day one, then pilot on your own documents before you integrate.
Bring a sample bank statement or payslip to a demo and see the JSON your underwriters would get.